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Furniture Retailer Fined For Insurance Breach

Exclusive Oriental Classics Ltd, and its director, appeared at Magistrates Court on 10 October for failing to have Employers’ Liability (Compulsory) Insurance (ELCI).


The court heard an investigation by the Health and Safety Executive (HSE) discovered the failure when one of the company’s employees was injured at work on 1 March 2022.


Exclusive Oriental Classics Ltd had failed to renew the insurance policy that expired on 13 May 2021.


They pleaded guilty to breaching Section 1(1) of the Employers’ Liability (Compulsory) Insurance Act 1969, fined £1,650, a victim surcharge of £165 and ordered to pay costs of £1750. The Director of same address pleaded guilty to breaching Section 1(1) of the Employers’ Liability (Compulsory) Insurance Act 1969, fined £1,650, a victim surcharge of £165 and ordered to pay costs of £1750.


After the hearing HSE inspector Emma Page said: “Every employer needs to ensure that they have Employers’ Liability (Compulsory) Insurance in place to ensure against liability for injury or disease to their employees arising out of their employment..."


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To check what insurance your company needs, and to what amount, check out the link below:




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